Is your life unmanageable because of credit card debt, overspending or underearning?

Do you find yourself not generating enough income to take care of your needs without debting?

Are you sick of bouncing checks, paying late fees and having creditors knocking at your door?

If so, Debtors Anonymous might be suitable for you.

Need Help with Debt?

If you can’t figure a way out of your money problems, we understand. We couldn’t either, until we tried Debtors Anonymous. At DA meetings, we help each other by sharing our experiences and encouraging one another. We have no dues or fees. There are no tests to qualify for membership. We welcome all who are hurting from debting and want to stop.

If you’re not sure if you have a problem, why don’t you read the 15 Questions and Signs of Compulsive Debting. We give an introduction to DA in Getting Started and our Locate A Meeting page shows where you can find us in Hawaii. In addition, you can download a complimentary PDF copy of the Newcomer’s Packet published by the DA Hawaii Intergroup (currently not organized).

We invite you to give DA a try – and keep coming back!


The Preamble of Debtors Anonymous

“Debtors Anonymous is a fellowship of men and women who share their experience, strength and hope with each other that they may solve their common problem and help others to recover from compulsive debting.

The only requirement for membership is a desire to stop incurring unsecured debt. There are no dues or fees for D.A. membership; we are self-supporting through our own contributions.

D.A. is not allied with any sect, denomination, politics, organization or institution; does not wish to engage in any controversy; neither endorses nor opposes any causes.

Our primary purpose is to stop debting one day at a time and to help other compulsive debtors to stop incurring unsecured debt.”

(Copyright © A.A. World Services, Inc. Adapted and reprinted with permission.)


Contact information for each island can be found on the Locate A Meeting page or you can email:
recover @ hawaiida . org

The 12 Steps

1. We admitted we were powerless over debt–that our lives had become unmanageable.
2. Came to believe that a Power greater than ourselves could restore us to sanity.
3. Made a decision to turn our will and our lives over to the care of God as we understood Him.
4. Made a searching and fearless moral inventory of ourselves.
5. Admitted to God, to ourselves, and to another human being the exact nature of our wrongs.
6. Were entirely ready to have God remove all these defects of character.
7. Humbly asked Him to remove our shortcomings.
8. Made a list of all persons we had harmed and became willing to make amends to them all.
9. Made direct amends to such people wherever possible, except when to do so would injure them or others.
10. Continued to take personal inventory and when we were wrong promptly admitted it.
11. Sought through prayer and meditation to improve our conscious contact with God as we understood Him, praying only for knowledge of His will for us and the power to carry that out.
12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to compulsive debtors, and to practice these principles in all our affairs.
Copyright © A.A. World Services, Inc. Adapted and reprinted with permission.

The 12 Traditions

1. Our common welfare should come first; personal recovery depends upon D.A. unity.
2. For our group purpose there is but one ultimate authority–a loving God as He may express Himself in our group conscience. Our leaders are but trusted servants; they do not govern.
3. The only requirement for D.A. membership is a desire to stop incurring unsecured debt.
4. Each group should be autonomous except in matters affecting other groups or D.A. as a whole.
5. Each group has but one primary purpose–to carry its message to the debtor who still suffers.
6. A D.A. group ought never endorse, finance, or lend the D.A. name to any related facility or outside enterprise, lest problems of money, property, and prestige divert us from our primary purpose.
7. Every D.A. group ought to be fully self-supporting, declining outside contributions.
8. Debtors Anonymous should remain forever non-professional, but our service centers may employ special workers.
9. D.A., as such, ought never be organized; but we may create service boards or committees directly responsible to those they serve.
10. Debtors Anonymous has no opinion on outside issues; hence the D.A. name ought never be drawn into public controversy.
11. Our public relations policy is based on attraction rather than promotion; we need always maintain personal anonymity at the level of press, radio, and films.
12. Anonymity is the spiritual foundation of all our traditions, ever reminding us to place principles before personalities.
Copyright © A.A. World Services, Inc. Adapted and reprinted with permission.